After doing some research (and using some other, more difficult apps) I found the Sketchbook Express app on my iPad (free, yay!) and have been using that program to draw. I have found the program easy to use after spending some time playing around. It is user friendly and you can be a novice like me and still make it work. When I have the image the way I want it I save it in the program then send it to my photo gallery. From there, I am able to email it to my computer and edit as detailed above.
It turns out that creating clip art/graphic art is easier than I thought and I find it to be soothing and a way to relieve stress.
Here are some of my hearts, just in time for Valentine's Day :)
You can find them in my TPT Store